The Pile Law Firm Blog

All long-term care costs rose sharply in 2020, but assisted living facility costs increased the most, according to Genworth’s latest annual Cost of Care Survey. The across-the-board rises were due in part to increased costs brought on by the coronavirus pandemic. In the past year, assisted living facility rates grew 6.15 percent for a median cost of $51,600 per year or $4,300 per month. Genworth also reports that the median annual…

Medicaid planning can be a difficult and confusing process. The following are some common mistakes people make when planning to apply for Medicaid. Thinking it's too late to plan. It's almost never too late to take planning steps, even after a senior has moved to a nursing home. Giving away assets too early. First, it's your money (or your house, or both). Make sure you take care of yourself first. Don't…

Long-term care is the care you need if you can’t perform daily activities on your own for an extended period of time. There are a number of different ways that long-term care can be provided. Most long-term care involves assisting with basic personal needs rather than providing medical care. You are usually determined to need long-term care if you need help with two or more “activities of daily living” (such as…

You may be afraid of losing your home if you have to enter a nursing home and apply for Medicaid. While this fear is well-founded, transferring the home to your children is usually not the best way to protect it. Although you generally do not have to sell your home in order to qualify for Medicaid coverage of nursing home care, the state could file a claim against the house after…

Prepaying for your funeral is one way to ease the burden on your family following your death and make sure your wishes are carried out. But pre-paid funeral plans come with risks, so you need to exercise care when purchasing a plan. Funerals are expensive and can take a lot of effort to plan. To help relieve your family of some of this expense and effort, you can pay for your…

Nursing home residents do not automatically have to sell their other homes in order to qualify for Medicaid. That doesn't mean, however, that their homes are completely protected. In Pennsylvania and New Jersey, the state will likely put a lien on a house while the resident is living and attempt to recover the property after the resident has passed away. Attorney E. Nego Pile, Southeastern Pennsylvania’s go-to elder law advocate, can help…

Good grief, it’s tax time again! Attorney E. Nego Pile, an estate planning lawyer with considerable experience in tax matters, offers this advice to the elderly in Pennsylvania and New Jersey: Seniors and retirees should know that they may qualify for free tax preparation help. Specifically, they may be able to use online tax preparation software free of charge. Besides that, seniors are eligible for free counseling assistance from the IRS. In fact,…

Parents want their children to be taken care of after they die. Children with disabilities have increased financial and care needs, so ensuring their long-term welfare can be tricky. Proper planning by parents is necessary to benefit the child with a disability, including an adult child, as well as assist any siblings who may be left with the caretaking responsibility. That’s why so many people throughout Pennsylvania and New Jersey engage…

While this happened in California, it could easily happen anywhere – even here in Southeastern Pennsylvania and New Jersey. It’s the tale of a woman and her daughter who, fearing they’d lose their home to Medicaid, severely abused the woman’s mother, who shared the home with them, and thus caused her death. If the pair had consulted with an elder law attorney, they might have figured out a way to get…