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When my uncle had a stroke last fall, everything changed in one night.
He couldn’t speak.
He couldn’t sign his name.
And no one—not even his daughter—had legal permission to make decisions for him.
🧠 It’s Not Just About Age — It’s About Readiness
Most people think incapacity planning is for “older folks” or those already in care.
But the truth?
Accidents, illness, or sudden health changes can affect anyone.
🔐 3 Documents You Need BEFORE You Need Them
- Power of Attorney (POA)
- Allows a trusted person to manage finances, bills, and legal decisions.
- Healthcare Power of Attorney / Proxy
- Names someone to speak for you if you can’t speak for yourself.
- Living Will / Advance Directive
- Clearly outlines your end-of-life or emergency medical preferences.
Without these, even your spouse or children could be locked out of critical decisions. The courts may have to intervene — and that takes time and money.
💡 What’s the Risk of Doing Nothing?
- Your bills go unpaid
- Your medical care might not align with your values
- Family members may argue or make rushed choices
- A judge, not your loved ones, may make the final call
🛑 Don’t Wait for a Crisis
There’s a quote I love:
“The best time to plant a tree was 20 years ago. The second best time is today.”
The same goes for planning.
If you want to protect your dignity, your values, and your voice — start now.
👪 Especially for Caregivers
If you’re caring for a parent, ask:
✅ Do they have updated POA documents?
✅ Do you know their medical preferences?
✅ Have you talked about what long-term care looks like to them?
📞 Don’t wait until it’s urgent — let’s prepare before the “what ifs” arrive.
Because dignity doesn’t start in a hospital bed — it starts with a plan.
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